I’ve been thinking a lot about my future lately, and I’m worried. I’m worried that life is going to pass me by and I won’t have experienced and accomplished the things that I really want to do. Like living in Europe for at least six months or moving to a new city or going to grad school. I feel like I’m stagnating. A friend from high school emailed me recently (we haven’t really talked since graduating) and she wants to know what I’ve been up to for the past 20 years! And I feel like I really have nothing interesting to tell her. I graduated from college, moved here and I’ve worked at various jobs, slowly moving up the ladder. Really, that’s about it. I’m not unhappy, just feeling a bit discontented. And I don’t think I can really do anything about my situation until I get my debt paid off. So here are some ideas on things I can cut out of my budget so I can put more money toward the debt:
- Discontinue cable. I’ve gotten used to having it and DVR. It would be hard to part with, but I’ve done without it before. I can do it again. Savings: $70/month
- Get rid of my land line. I’m not totally sold on going with just a mobile phone, but I can at least try it. Savings: $55/month
- Cancel my dial-up. I’ve never gotten around to this because of the pain of moving to a new email address. Savings: $23/month
- Cancel my gym membership and join the gym at work. Savings: $10/month
- Move to a pay-as-you-go mobile phone plan. Savings: Probably about $30/month. This would be more desirable than cancelling the land line, I think.
- Cancel paid parking at work. Savings: $40/month. Actually, we’re moving to a new building with free parking next month!
This weekend, I’m going to work on moving my email account with my broadband provider and contemplate the other changes. Any other ideas?
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