A new year, a new start

There’s nothing like a new year to wipe the slate clean and start anew with a fresh attitude and can-do spirit. If you check my status, it’s easy to see that I fell off the wagon as 2008 came to a close. I stopped tracking my credit card balances and lost sight of my goals, and the results speak for themselves–up $723 since I last tracked my balances in September. But it’s a new year, and I’m committing myself to really focusing on making some progress with my debt. I officially am resolving to:

1. Track my balances every month.
2. Put away all of my credit cards except for one bank card for emergencies.
3. Get more involved with Debtors Anonymous. (Fell off the wagon with this too because of the holidays and the weather!)

I really would like to pay off $10,000 this year. It will be tough, but I am expecting a raise (I recently got a promotion) and my car will be paid off in June. I know I can do this if I really put my mind to it!