Blogging My Way Out of Credit Card Hell

Current Status

Credit Card Debt as of 1/3/09
Card Balance-Jan.
Banana Republic $1,116.37
Macy’s-Revolving $347.74
Macy’s-Visa $985.75
Keybank $8,108.65
AT&T Universal  $2,430.78
Bank of America  $7,943.63
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $171.18
Kohls $0.00
Ann Taylor $61.73
Sears $0.00
Pier One $0.00
  $21,165.83
Debt reduction since Sept. 1, 2008: increase of $723.39
Debt reduction since Jan. 1, 2008: -$3594.63
Payments this month:
1/6/09: $20 to Ann Taylor
1/7/09: $25 to JCrew
1/9/09: $100 to Macy’s
1/12/09: $110 to Bank of America
1/13/09: $150 to Keybank
1/13/09: $50 to Macy’s Visa
1/16/09: $60 to Banana
1/23/o9: $90 to Universal
   
Credit card debt as of 9/01/08
Card Balance-September
Banana Republic $1,325.23
Macy’s $84.29
Keybank $8,265.68
AT&T Universal (work card) $2,506.83
Bank of America  $2,980.11
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $118.98
Kohls $0.00
Ann Taylor $0.00
Sears $5,161.32
Pier One $0.00
  $20,442.44
 
Credit Card Debt as of 8/1/08
Card Balance-August
Banana Republic $1,375.78
Macy’s $0.00
Keybank $8,264.29
AT&T Universal $2,534.76
Bank of America  $3,058.90
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $136.74
Kohls $0.00
Ann Taylor $0.00
Sears $4,872.00
Pier One $0.00
  $20,242.47
 

Debt reduction since last month: increase of $199.97
Debt reduction since Jan. 1: -$4,318.02

Payments this month:

8/14/08: $10 to Macy’s
8/18/08:  $30 to J Crew
8/18/08: $60 to Bank of America
8/19/08: $75 to Banana Republic

Credit Card Debt as of 7/1/08
Card Balance-July
Banana Republic $1,477.62
Macy’s $0.00
Keybank $8,386.26
AT&T Universal $2,575.86
Bank of America  $3,058.90
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $0.00
Kohls $0.00
Ann Taylor $0.00
Sears $4,890.42
Pier One $0.00
  $20,389.06

Debt reduction since last month: -$535.84
Debt reduction since Jan. 1: -$4,371.40

Payments this month: 

7/14/08: $65 to Bank of America
7/14/08: $200 to Banana Republic
7/14/08: $200 to Keybank
7/25/08: $65 to Universal Card
7/25/08: $100 to Sears

Credit Card Debt as of 6/1/08:

   

Card Balance-June
Banana Republic $1,599.38
Macy’s $0.00
Keybank $8,345.13
AT&T Universal (work card) $2,611.69
Bank of America  $3,095.53
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $0.00
Kohls $0.00
Ann Taylor $0.00
Sears $5,273.17
Pier One $0.00
  Total: $20,924.90
 
    

Debt reduction since last month: -$436.31
Debt reduction since Jan. 1: -$3781.56

Payments this month: 

6/9/08: $60 to Bank of America
6/12/08: $160 to Keybank
6/14/08: $60 to AT&T Universal
6/19/08: $150 to Banana Republic
6/26/08: $300 to Sears
6/28/08: $200 to Sears

 

Credit Card Debt as of 5/1/08:

Card Balance-May.
Banana Republic $1,687.02
Macy’s $0
Keybank $8,370.79
AT&T Universal (work card) $2,647.15
Bank of America  $3,141.79
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $0.00
Kohls $0.00
Ann Taylor $0.00
Sears $5,554.46
Pier One $0.00
  $21,401.21

Debt reduction since last month: -$735.73
Debt reduction since Jan. 1: -$3305.25

Payments this month: 

5/11/08: $150 to Banana Republic
5/11/08: $70 to Bank of America
5/16/08: $60 to AT&T Universal
5/17/08: $160 to Keybank
5/19/08: $150 to Banana Republic
5/24/08: $300 to Sears Card
5/30/08: $125 to Sears Card

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Credit Card Debt as of 3/4/08:

Card Balance-Mar.
Banana Republic $2,168.24
Macy’s $264.09
Keybank $8,574.03
AT&T Universal (work card) $2,721.58
Bank of America  $3,211.59
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $0.00
Kohls $0.00
Ann Taylor $0.00
Sears $6,866.54
Pier One $0.00
  $23,806.07

Debt reduction since last month: -$839.31
Debt reduction since Jan. 1: -$900.39

Payments this month:

3/7/08: $75 to Macy’s
3/7/08: $160 to Keybank
3/7/08: $61 to Bank of America
3/21/08: $250 to Banana Republic
3/21/08: $65 to AT&T Universal Card
3/24/08: $350 to Sears bankcard
3/29/08: $1000 to Sears bankcard
 

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Credit Card Debt as of 2/7/08:

Card Balance-Feb.
Banana Republic $2,241.88
Lazarus-Macy’s $588.06
Keybank $8,670.34
AT&T Universal (work card) $2,756.20
Bank of America  $3,248.06
Home Depot $0.00
Best Buy $0.00
HH Gregg $0.00
Jcrew $112.25
Kohls $0.00
Ann Taylor $158.14
Sears $6,870.45
Pier One $0.00
  $24,645.38

Debt reduction since last month: -$61.08 

Payments this month:

2/1/08: $30.00 to Macy’s
2/1/08: $158.14 to Ann Taylor
2/1/08: $112.25 to J Crew
2/11/08: $113 to Banana Republic
2/11/08: $66 to bank card
2/11/08: $160 to bank card
2/20/08: $60 to bank card
2/22/08: $324.61 to Macy’s
2/26/08: $185.00 to Sears bank card

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Credit Card Debt as of 1/5/08:

Banana Republic: $2,268.31
Macy’s: $338.60
Bank card: $8,767.40
Bank card: $2,792.57
Bank card: $3,283.28
J Crew: $181.89
Kohls: $47.39
Ann Taylor: $204.30
Bank card: $6,822.72
Grand Total: $24,706.30

Payments this month:

1/2/08: $200 to bank card
1/5/08: $50 to Ann Taylor
1/8/08: $30 to J Crew
1/9/08: $170 to bank card
1/14/08: $114 to Banana Republic
1/14/08: $70 to bank card
1/20/08: $47.39 to Kohl’s
1/25/08: $65.00 to bank card
1/25/08: $213.60 to bank card
1/29/08: $25.00 to Macy’s

2 Comments

2 responses so far ↓

  • Trevor // June 13, 2008 at 5:35 am

    Whoever you are, I think this is awesome and support you the whole way. Best of luck.

  • creditcardhellgirl // June 14, 2008 at 5:32 pm

    Thanks so much! It’s so nice to get encouragement from people I don’t even know!

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